Planning for Your Life, Lifestyle and Legacy.
When it comes to managing finances, almost every question starts the same. Can I retire? Can I go on vacation? Can I buy a second home? By walking you through a unique process that helps identify the best way to manage and maximize your assets, we change “can I” into “I can.” Because we want you to be able to enjoy life to its full extent and leave a meaningful legacy.
As an independent, fiduciary financial planner, we are only beholden to your success. It’s our mission to give you clarity into your finances and confidence in your future through lifelong support and objective advice.
We’re not just financial planners. We’reeducators.Guides. Accountability partners.
At The Tranel Financial Group, our planning process starts with you—understanding your unique goals, dreams, hopes and fears. This includes thoughtful discussions, personal advice, and a thorough review of how and why various investments work. We don’t recommend anything until we’ve reached agreement and understanding. And we know your life and the world changes. Your personal advisor proactively checks in with you to review and rebalance, helping guide you down the right path at every life stage based on your needs.
Our Growth and Income Strategy
We bring a powerful new approach to understanding and managing your money designed so you can enjoy an active, fulfilling retirement. So, when you are asking yourself that important question – “How much do I need to retire?” We can give you the answer.
For example:
Say you have a $4 million nest egg. You decide to withdraw a 4% income stream from your nest egg every year to live the lifestyle you desire.
After a year, say a large unexpected expense comes up. Now you need to withdraw an additional $500,000 cash beyond your monthly income. This brings your nest egg’s relative value down to $3,500,000, reducing your yearly payout. You just gave yourself a pay cut in retirement. That’s the last thing you want to do—especially since inflation increases the cost of living during your 20–30 years of retirement.
We have strategies that can help you.
How much do I need to retire? How am I doing so far? Everyone asks these questions at some point. We’re here to take the guesswork out of your retirement planning, bringing clarity to where you stand so you can be confident in where you’re headed. That starts with defining your vision of success. Together, we’ll map out a plan that takes into account all of your challenges, goals and aspirations.
It’s not just the investments. It’s how you invest.
Investments themselves are simply vehicles—it’s the unique way we build and package them together that drives success. Your advisor will teach you fundamental investment concepts, taking the mystery and fear out of investing. Knowing both the “what” and “why” of your investments gives you assurance and peace of mind that your assets are under control.
Teamwork drives excellence.
Our agency structure rewards associates for sharing ideas and strategies. Your Tranel advisor isn’t working alone, they are guided by an internal investment team with more than 100 years of experience. They bounce ideas off of each other and bring in other advisors if your situation requires additional support. Egos are left at the door, and the focus is on your success.
